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Investment warning

Mutual funds and other investment products managed by Sentry Investments Inc. or its affiliates/subsidiaries (collectively, "Sentry") are qualified for sale only in Canada. Neither this website (the "Site") nor a prospectus or other offering document for mutual funds or other investment products managed by Sentry constitutes an offer or solicitation by any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Mutual funds and other investment products may own different types of investments – for example, stocks, bonds, derivatives or short-term securities, depending on the mutual fund's or other investment product's investment objective and strategies. The value of these investments changes from day to day, due to changes in, among other things, interest rates, economic conditions, and news related to markets or companies. As a result, the value of a mutual fund's or other investment product's securities may go up or down, and the value of your investment in a mutual fund or other investment product may be more or less when you redeem or sell it than when you purchased it.

The full amount of your investment in a mutual fund is not guaranteed. Unlike bank accounts or guaranteed investment certificates, mutual fund securities are not covered by the Canada Deposit Insurance Corporation or any other government deposit insurer.

Commissions, trailing commissions, management fees and expenses may be associated with investments in mutual funds or other investment products. Please read the prospectus or other offering document before investing. The indicated rates of return of a mutual fund are the historical annual compounded total returns including changes in security value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. A mutual fund's or other investment product's past performance may not be repeated.

This Site is not intended to provide specific individual advice of any kind whatsoever including, without limitation, investment, financial, legal, accounting or tax advice. Please consult with your own professional advisor regarding your particular circumstances.

This Site is for information purposes only, and the information, including these terms and conditions are subject to change without notice.

The views expressed on this Site pertaining to any specific security, company, industry or sector are strictly the views of that individual and do not necessarily represent the views Sentry or its affiliated entities and should not be interpreted as a recommendation to buy or sell. Any such views are subject to change at any time based upon market conditions and other factors, and Sentry disclaims any responsibility to update such views.

Internet e-mail

E-mail over the Internet is not a secure medium and privacy cannot be assured. Sentry will not be responsible for any harm or damage you may experience or incur by sending personal or confidential information to Sentry over the Internet by e-mail, or if we send such information at your request. Please refer to Sentry's privacy policy for more information.

User names and passwords—the Advisor Site

Individuals receiving user names and passwords from Sentry to use the "Advisory only" portion of the Site (the "Advisor Site") shall maintain the confidentiality of such names and passwords, immediately advise Sentry of any unauthorized use of such names, passwords and other breaches of security, and are fully responsible for all activities arising from the use of such names and/or passwords. Sentry will not be liable for any unauthorized use of any user names or passwords. By obtaining or using a user name or password to access the Advisor Site, you will be representing that you are registered as a dealer or a salesperson, partner or officer of a registered dealer. Sentry may, at any time and for any reason in its sole discretion, cancel or restrict your use of the Advisor Site, or any part of it, without notice.


You agree to indemnify and hold harmless Sentry and its agents, suppliers and their respective directors, officers and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages and expenses (including reasonable legal fees) arising from or in connection with a breach of these terms and conditions or the use of this Site.

Disclaimer of liability

This Site is provided on an "as is" and "as available" basis, without any representations, warranties or conditions of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by Sentry to the fullest extent permitted by law. Sentry will not under any circumstances be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation loss of revenue, data, anticipated profits or lost business) in respect of use of, or inability to use, or any reliance on, this Site, any of its content or links (including without limitation any inaccuracies or viruses), or any Web browser or other equipment.


The contents of this Site are protected by applicable copyright laws. Unauthorized use or exploitation of such content is strictly prohibited, including without limitation unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Site, or any part thereof, for any purpose.

Trade-marks and trade-names

The trademarks and trade names on this Site are protected by applicable laws and are owned by their respective owners. Sentry Investments Corp. owns, without limitation, the SENTRY, SENTRY INVESTMENTS, SENTRY INVESTISSEMENTS, SENTRYVISION, SENTRY DESIGN, SHIELD DESIGN, SENTRY & LOGO, SENTRY LOGO (on side), SENTRY INVESTMENTS & Shield Design (Horizontal), SENTRY INVESTMENTS & Shield Design (Vertical), SENTRY INVESTISSEMENTS & Shield Design (Vertical), SENTRY INVESTISSEMENTS & Shield Design (Horizontal), CALMLY CREATING WEALTH, BUILDING RELATIONSHIPS, BUILDING PARTNERSHIPS, and NCE trademarks which are used under license by Sentry Investments Inc. Unauthorized use or exploitation of any of Sentry's trademarks and trade names is strictly prohibited.

CI Investments and the CI Investments design are registered trademarks of CI Investments Inc.

Third-party references and links

References in this Site to third parties' goods or services are not endorsements or approval of such goods or services. Links to other sites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection, worms, Trojan horses or other destructive / disruptive components on or from such sites.

Linking to site

Links to this Site without the express written permission of Sentry are strictly prohibited. To request permission, please contact Sentry . The framing, mirroring, scraping or data-mining of this Site or any of its content in any form and by any method is strictly prohibited.


No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties.

These terms and conditions and this Site are governed by the laws of Ontario and the laws of Canada applicable therein, excluding any conflict of laws which would lead to the application of any other laws. You hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto, Ontario for any disputes or matters arising from, connected with, or relating to this Site, agreement or any related matters.

If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

Transfers of Information across International Boundaries.

As the Internet is worldwide if you are visiting this site from outside Canada your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.

Updated: Sep 14, 2015